This study aims to: (1) examine the digital literacy of older adults in Nakhon Si Thammarat Province; (2) explore their awareness of online financial scams; (3) investigate the demographic factors influencing digital literacy and scam awareness; and (4) analyze the relationship between digital literacy and scam awareness among older adults. A quantitative research approach was employed, using a questionnaire to collect data from 400 individuals aged 60 years and above residing in Nakhon Si Thammarat. The findings revealed that older adults possessed a relatively high level of digital literacy and a strong awareness of online financial fraud. In terms of demographic characteristics, gender, post-retirement occupation, and prior experience with scam-related threats showed no statistically significant influence on digital literacy. However, age, marital status, education level, pre-retirement occupation, income, and living arrangement were significantly associated with variations in digital literacy at the 0.05 level. Regarding scam awareness, post-retirement occupation showed no significant difference. In contrast, gender, age, marital status, education level, pre-retirement occupation, income, living arrangement, and prior experience with fraud significantly influenced scam awareness at the 0.05 level. Moreover, the study found a statistically significant positive correlation between digital literacy and scam awareness, indicating that older adults with higher digital literacy are more likely to be aware of and cautious about online financial scams.